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About Quality Insurance Company Ltd.
In 1996, the Catholic Bishops’ Conference under the Companies Code of 1963 (Act 179) incorporated Quality Insurance Company Ltd. The Company was licensed by the National Insurance Commission as a composite Insurance Company. In 2006, the new Insurance Act (Act 724) made it mandatory to establish a Life Company (Quality Life Assurance Company Ltd – QLAC) to manage the Life portfolios of insurance companies. This meant that QIC now underwrites only Non-Life insurance businesses. In order to preemptively meet that requirement, the sole shareholder, the Catholic Bishops’ Conference of Ghana successfully offloaded 40% of shareholding through a private placement in 2005 to individuals and groups.
The change in the shareholding structure and objects in the face of the nuances in the business environment demanded that the company asserted itself as a professional insurer by providing high quality insurance products and services spiced with excellent customer care. Incorporated at a time when the insurance market in Ghana was perceived to have been captured by the giants in the industry, many were those who thought that QIC could not stand the turbulence that characterized the insurance market and the Ghanaian business terrain in general. Over two decades on,
QIC plans to build on the success achieved so far and strategies are in place to at least double the market share. With an enhanced capital base, the Company is poised to take its rightful position as a major player in the Ghanaian insurance market.
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