The Ghana Association of Bankers (GAB) is the country’s leading mouthpiece for the universal banking sector, currently representing the interests of 24 member banks. Membership brings together all the universal banks as the number in the sector increases. At its inception on 29th May 1980, there were seven universal banks in Ghana against the current figure of 24. GAB supports and promotes policies and initiatives that balance both the interest of banks, and the wider public benefit. In consonance with similar global bodies, GAB’s work is underpinned by three core priorities: Helping customers – both households and businesses Promoting growth, including supporting Ghana as the financial gateway to West Africa To carry out research, analyze and disseminate information on issues affecting the banking industry’s performance and growth. We intend to Bankers’ Newsletter and Annual Journal and by the circulation of member banks Newsletters and other communications. To enhance industry performance especially in the areas of credits by pursuing to fruition the establishment of Credit reference bureau and also the general upgrade of bank personnel through training programmes. To participate and contribute meaningfully to the programmes and activities of the West African Bankers’ Association and the proposed West African Monetary Agency.