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About Ghana Incentive-Based Risk-Sharing System for Agricultural Lending
We are a non-banking financial institution established to de-risk agricultural financing and stimulate increased lending to the agricultural sector, by financial institutions in Ghana.
GIRSAL provides credit risk guarantees to financial institutions to increase lending to the agricultural sector in Ghana. We also provide technical support to improve their knowledge and understanding of the agricultural sector and to strengthen their capacity to assess, structure and manage agribusiness lending.
GIRSAL is a limited liability company wholly owned by the Government of Ghana through the Ministry of Finance and is capitalized with seed funding from the Bank of Ghana and the African Development Bank (AfDB).
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