VKT Micro-Credit Services (VKT) is a non-deposit taking financial services company incorporated in April 2015  and licensed by Bank of Ghana in November 2015. It is a member of the Micro Credit Association of Ghana.

It has been in active operations giving out quick, flexible and affordable Micro-loans of up to Twenty thousand Ghana cedis (GHC20,000) to salaried workers since December 2010 and has successfully enlarged its scope to many areas of businesses within the Tema/Ashaiman municipalities. VKT’s loan facility is designed to meet emergency needs like rent, school fees, medical bills and top up to finance short-term needs.

Our track record over the past years has resulted in us growing exponentially through referrals from satisfied borrowers.